7 Posts

How Much Can You Afford?

The most frequent question I receive from those interested in purchasing a home is "How much can I afford"?   This post will address the simple mathematics behind qualifying so that anyone could do it on the back of an envelope. There are two ratios that mortgage underwriters calculate to determine if a borrower can...

Buying a Second Home

Oak Park


Adjustable Rate Mortgages

Fixed Rate Mortgages

Good Credit

What is a good credit score